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These statistics resemble generally in most other states. Which means the borrower will pay $400 - $500 in loan fees on a $400 loan. This is absurd usury and will be illegal because it is not helping anyone except the lender. It is predatory lending at best that just gets borrowers in deeper debt than before."Some will say, that little man requires somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money in this way, he is just digging an opening deeper and deeper, and he isn't going to get out."Several states like North Carolina have currently banned this form of predatory lending.

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